coriander emotionalism: Daily Tips for Business: Solo Professionals

You did it. You just made the decision to add speaking to your marketing mix so you get in front of your ideal prospects. You work hard at securing your first gig and are thrilled because you have your first real shot at getting in front of a room filled with your ideal prospects.

Source: http://dailytipsforbusiness.blogspot.com/2012/02/solo-professionals_03.html

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Source: http://coriander-emotionalism.blogspot.com/2012/02/daily-tips-for-business-solo.html

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Skype rolls out update for Windows with full HD video calling, group screen sharing

Skype rolled out its version 5.8 software update for Windows users today, and it brings with it a couple of fairly notable features. That includes full HD video calling (provided you have a suitable webcam and internet connection, of course), video calling to Facebook users (regardless of whether they have Skype installed or not), and group screen sharing, which will let folks share either their entire desktop or a single application with other participants on a conference call. That last feature is only available with Skype Premium, though. Other new features include a "push to talk" option that will let you set up a hotkey to trigger your microphone (for multiplayer gaming, for instance), the ability to hide offline Facebook contacts, and one possible fruit of the Microsoft acquisition: Bing toolbar integration.

Skype rolls out update for Windows with full HD video calling, group screen sharing originally appeared on Engadget on Thu, 02 Feb 2012 19:54:00 EDT. Please see our terms for use of feeds.

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Source: http://www.engadget.com/2012/02/02/skype-update-windows-full-hd-video-calling/

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The 3 Biggest Financing Mistakes Made by Small Business Owners ...

Small business owners work hard.? They are the backbone of our economy.? They create jobs.? Our economy would be in really big trouble without these entrepreneurs.? They wear lots of hats.? They are almost always great people as well.? So they must be experts at knowing the details of credit and they must know exactly what lenders want to see and who the right lenders are for them?right?? Well, not exactly.? It?s unrealistic to think that a small business owner would know credit details such as how FICO scores work, how many scorecards are utilized with each generation of FICO, what are the main factors keeping them from an 800 FICO score, how can they fix those problems, etc.? It?s equally unrealistic to think that a small business owner would know which bank is the best fit for them based on their location, industry, profits, losses, credit, etc.? And what about the thousands of non-bank lenders?? Do we think a small business would be well-versed on who those lenders are and whether those options make sense for them?

Now that you get the idea let?s discuss the 3 biggest credit and financing mistakes that get made by small business owners.

1. Using credit cards the wrong way.? Statistically, according to the Meredith Whitney Advisory Group, 82% of small business owners use credit cards as a vital part of their overall funding strategy.? Credit cards are among the cheapest forms of financing that are available to small business owners.? After all, where else can you borrow money for 0% for 6-12 months?? But the problem is when small business owners use their personal credit cards or use the wrong business credit cards.

If you?re using a personal credit card or a business credit card that reports to your personal credit then each time you use that card you?re negatively going to impact your personal credit.? 30% of your FICO scores are determined by your utilization or your balance on your credit cards in relation to your credit limits.? Unfortunately, you cannot get around this problem just by using a business credit card because each lender can determine if they report that activity or not to the personal credit of the borrower.? For example, Capital One is the most widely used business credit card in the US.? They have an aggressive marketing and advertising campaign plus they participate and give generous payouts in the affiliate marketing space (with companies like creditcards.com and bankrate.com among others).? The problem is that they also report all the activity for their business credit cards to the personal credit report for their borrowers.? Using the right business credit cards is what?s important for small business owners and very few of them do it right.

2. Not treating your personal credit like the asset that it is (or could be).? If you?re a small business owner and you want or need to borrow money to start, build, or grow your business then you?re likely going to go through a credit check as part of the underwriting process.? If your credit is excellent then you need to be committed to maintaining that as you grow your business.? We see people everyday who have spent several months or several years growing their business and now they have a chance to take their business to the next level if they can borrow some money but they have not properly managed their personal credit.? As a result they either cannot get their funding or they must pay excessive fees for expensive financing.? They didn?t think of their credit as one of their assets.? If you don?t think like this then there?s going to come a time when you?ll regret it.? This doesn?t mean you cannot grow a business if you have bad credit but give me one good reason why you shouldn?t care about your credit or give me one good reason why you shouldn?t work to improve your credit if it?s not good.? The only thing worse than having bad credit is doing nothing about it.? If your personal credit is an asset then keep it that way or make it an even stronger asset.? If your personal credit is a liability then do something to turn it into an asset.

3. Not building your business credit.? Is there any reason why you wouldn?t want your business to have a good business credit profile?? Keep in mind one fundamental thing about business credit.? It needs to be strategically built.? It doesn?t happen as organically as your personal credit gets developed.? With personal credit, it gets developed as you live your life basically.? Business credit building requires an experts guidance but can create very tangible benefits.? We hired a company to build our business credit and we have several non-recourse vendor lines of credit that are very valuable and that we use regularly.? Access to capital and the need for financing is a basic need for any growing company so this minimal expense should be built into your business plan as one of the key ingredients.?? Companies like Corporate Credit Concepts are leaders in this space.

Taking action and execution are a couple of the primary traits that separate average leaders from great leaders.? Taking these steps will ensure that your business can borrow money properly and efficiently and ensure that you have the best possible chance of getting the financing you?ll need as you grow.? Keep living the dream!

Source: http://blog.score.org/2012/tom-gazaway/the-3-biggest-financing-mistakes-made-by-small-business-owners/?utm_source=rss&utm_medium=rss&utm_campaign=the-3-biggest-financing-mistakes-made-by-small-business-owners

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Fujifilm X-Pro1 shows up on Amazon, price in tow

Oh Amazon, why must you tease us so? Not content on leaking the Fujifilm X-Pro1's lenses before the mirrorless ILC was even announced at CES, the retailer just revealed the camera's price. It appears you'll have to plunk down a hefty $1700 to get your dirty little mitts on this high-end rangefinder-ish 16 megapixel APS-C shooter -- and that's just for the body. As a reminder, you'll also be able to purchase the 18mm (27mm equivalent) f/2.0 and 35mm (53mm equivalent) f/1.4 lenses for $500 each, and the larger 60mm (91mm equivalent) f/2.4 macro lens for $600. This camera may not be quite a sexy looking as its fixed-lens cousin the X100, but it sure looks more than up to the task of taking beautiful pictures. Guess we'll have to wait until late February to find out for sure.

[Thanks, Amad]

Fujifilm X-Pro1 shows up on Amazon, price in tow originally appeared on Engadget on Thu, 02 Feb 2012 05:54:00 EDT. Please see our terms for use of feeds.

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Source: http://www.engadget.com/2012/02/02/fujifilm-x-pro1-shows-up-on-amazon-price-in-tow/

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I Didn't Think It Was Possible to Make Long-Distance Relationships ...

The Verge introduced me to the Kissenger, a device that allows long-distance couples to "kiss" over the internet:

Wow. And if you think that's sad, go look at the "mini-surrogate" video from the same company, which involves creepy dolls making frantic gestures on your behalf. Don't get me wrong?the technology will be there one day for physical long-distance communication. But we're definitely not there yet.

Source: http://slog.thestranger.com/slog/archives/2012/01/31/i-didnt-think-it-was-possible-to-make-long-distance-relationships-any-sadder

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Nikon adds Coolpix S9300, S6300, S4300 and S3300 to point-and-shoot lineup

It's not been all that long since Nikon last augmented its Coolpix S-series, and now the camera maker's at it again, adding another four to the point-and-shoot range. Starting at the bottom end is the S3300, which definitely keeps things simple: 16 megapixels, 6x zoom, 19 picture modes and 720p is what you'll get for the $140 asking price. An extra $30 lands you the S4300, which adds touchscreen control. Stepping up the ladder, we have the S6300 at $200, which includes a 16 megapixel CMOS sensor, 10x zoom and an Easy Panorama mode for those 180- and 360-degree vistas. Video also jumps up a notch to a full 1080p. Assuming a $350 price tag doesn't seem too lofty, you might like the S9300 -- it has the same 16 megapixel CMOS sensor as the S6300, but also throws in GPS for geotagging, and a generous 18x zoom, giving it a 25-450mm range. There's a limited range of colors for each model, and availability is pegged for February, but hit the PR after the break if you want the full rundown.

Gallery: Nikon Coolpix S9300, S6300, S4300 and S3300

Continue reading Nikon adds Coolpix S9300, S6300, S4300 and S3300 to point-and-shoot lineup

Nikon adds Coolpix S9300, S6300, S4300 and S3300 to point-and-shoot lineup originally appeared on Engadget on Tue, 31 Jan 2012 23:01:00 EDT. Please see our terms for use of feeds.

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Source: http://www.engadget.com/2012/01/31/nikon-adds-coolpix-s9300-s6300-s4300-and-s3300-to-point-and-sh/

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Hang Up and Listen: The Rhodes to Nowhere Edition

In this week?s episode of Slate?s sports podcast Hang Up and Listen, Stefan Fatsis, Josh Levin, and Mike Pesca discuss Novak Djokovic?s marathon win over Rafael Nadal, Victoria Azarenka?s blowout of Maria Sharapova, and other Australian Open doings with Sports Illustrated?s S.L. Price. They also talk about the New York Times? report on the sexual assault allegation against Yale quarterback (and one-time Rhodes scholarship candidate) Patrick Witt. Finally, they evaluate the HBO documentary Namath: Beaver Falls to Broadway.

Source: http://feeds.slate.com/click.phdo?i=41857d99a96d6cd5f686e82522230e75

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